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A lender's guide to interpreting loan statuses and cashflow scores in Cladfy reports.

A lender's guide to an AI-powered default prediction score.

Using an Annualized Interest Rate - a 25% for 6 Weeks example If you’re a lender offering short-term loans, you’ve probably dealt with Flat Interest Loans that run for just a few weeks.Let’s say you want to create a loan product that charges a 25% fl...

No black-boxes, no unnecessary complexity—just clear, data-backed decision-making.

Simple, intuitive signals can drive smarter credit decisions

Welcome!
We are excited to help you improve your cash flow management. By analyzing your Bank and Mobile money statements, our software is designed to make it easier for you to:
Track your income and expenses,
Forecast your cash flow, and
Identify potential problems.