Sample Decision Model

Sample Decision Model

Example of parameters and scores/rules custom for your decision model.

{
"customer_tier": {
      "type": "string",
      "weight": "5",
      "attributes": [
        {
          "key": "Tier 3; 1-6 months New Client",
          "score": "5"
        },
        {
          "key": "Tier 2; 6-12 months old client",
          "score": "10"
        },
        {
          "key": "Tier 1 12+ months old client",
          "score": "15"
        }
      ],
      "description": "Customer Tier",
      "maximum_score": "10"
    },
"kyb": {
    "required": true,
    "sequence": 2,
    "continue_on_failure": false,
    "pre_offer": true
    "setting": {
    "check_IP": {
      "value": false
    },
    "check_natinal_id": {
      "value": true
    },
    "check_phone": {
      "value": true
    },
    "check_business_registration": {
      "value": true
    },
    "check_business_kra": {
      "value": false
    }
  }
  },
"transactions": {
[
    {
      "date": "6/17/2020",
      "description": "payment from event attendance",
      "balance": 16162.02,
      "amount": 0.0,
      "type": "debit"
    },
]
},
"incomeAnalysis": {
"maximum": 5000000,
"minimum": 20000,
"description": "average Monthly income 
On Platform",
}

"credit_bureau": {
    "provider": "CRC",
    "required": true,
    "sequence": 6,
    "continue_on_failure": false
    "setting": {
    "active_loans": {
      "type": "integer",
      "maximum": 1,
      "minimum": 0,
      "description": "Number of loans active and performing"
    },
    "loan_history": {
      "type": "integer",
      "maximum": 99,
      "minimum": 0,
      "description": "Number of loans ever gotten"
    },
    "past_due_loans": {
      "type": "integer",
      "description": "Number of loans past due",
      "minimum": 0,
      "maximum": 0
    }
  }

"previous_loans": {
      "type": "rules",
      "weight": "25",
      "description": "Customer has repaid us all Previous",
      "maximum_score": "10"
    },

}