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A lender's guide to interpreting loan statuses and cashflow scores in Cladfy reports.

A lender's guide to an AI-powered default prediction score.

Using an Annualized Interest Rate - a 25% for 6 Weeks example If you’re a lender offering short-term loans, you’ve probably dealt with Flat Interest Loans that run for just a few weeks.Let’s say you want to create a loan product that charges a 25% fl...

No black-boxes, no unnecessary complexity—just clear, data-backed decision-making.

Simple, intuitive signals can drive smarter credit decisions

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Welcome to Portal by Cladfy! We are excited to help you improve your lending business. Our software is designed to make it easier for you to
Process loan applications,
Assess applicants' creditworthiness,
Manage your loans,
Communicate with your borrowers and,
Track your performance.